Skip to main content

High Balance loan limits

High-balance loan limits refer to the maximum loan amounts that can be considered for conforming loans in areas with higher-cost housing markets. These limits are set by the Federal Housing Finance Agency (FHFA) and are higher than the standard conforming loan limits.

The high-balance loan limits for the 58 counties in California can vary and are subject to change annually. 


1. Alameda County: $822,375

2. Alpine County: $647,200

3. Amador County: $647,200

4. Butte County: $647,200

5. Calaveras County: $647,200

6. Colusa County: $647,200

7. Contra Costa County: $822,375

8. Del Norte County: $647,200

9. El Dorado County: $647,200

10. Fresno County: $647,200

11. Glenn County: $647,200

12. Humboldt County: $647,200

13. Imperial County: $647,200

14. Inyo County: $647,200

15. Kern County: $647,200

16. Kings County: $647,200

17. Lake County: $647,200

18. Lassen County: $647,200

19. Los Angeles County: $822,375

20. Madera County: $647,200

21. Marin County: $822,375

22. Mariposa County: $647,200

23. Mendocino County: $647,200

24. Merced County: $647,200

25. Modoc County: $647,200

26. Mono County: $647,200

27. Monterey County: $647,200

28. Napa County: $822,375

29. Nevada County: $647,200

30. Orange County: $822,375

31. Placer County: $647,200

32. Plumas County: $647,200

33. Riverside County: $647,200

34. Sacramento County: $647,200

35. San Benito County: $647,200

36. San Bernardino County: $647,200

37. San Diego County: $822,375

38. San Francisco County: $822,375

39. San Joaquin County: $647,200

40. San Luis Obispo County: $647,200

41. San Mateo County: $822,375

42. Santa Barbara County: $647,200

43. Santa Clara County: $822,375

44. Santa Cruz County: $822,375

45. Shasta County: $647,200

46. Sierra County: $647,200

47. Siskiyou County: $647,200

48. Solano County: $647,200

49. Sonoma County: $647,200

50. Stanislaus County: $647,200

51. Sutter County: $647,200

52. Tehama County: $647,200

53. Trinity County: $647,200

54. Tulare County: $647,200

55. Tuolumne County: $647,200

56. Ventura County: $822,375

57. Yolo County: $647,200

58. Yuba County: $647,200


Popular posts from this blog

Historical Interest Rates from 1930s to present

Mortgage interest rates play a significant role in the housing market and homeownership affordability. They determine the cost of borrowing and impact monthly mortgage payments. In this article, we'll take a journey through time and explore the historical trends of mortgage interest rates in the United States since 1930. Understanding these trends can provide valuable insights into the factors that have shaped the housing market over the decades. 1930s - The Great Depression and Fixed Rates: The 1930s were a time of economic turmoil due to the Great Depression. Mortgage interest rates during this period were generally fixed and relatively high, averaging around 5 to 6%. The availability of mortgage credit was limited, making homeownership a challenge for many. 1940s to 1950s - Post-War Boom and Stability: Following World War II, the U.S. experienced an economic boom. Mortgage interest rates remained stable and relatively low, averaging between 4% and 5%. The 30-year fix

Probate Sales

Understanding Probate Sales and Disclosure Requirements in California Introduction: When it comes to selling a property that is part of a probate estate, it's important to understand the intricacies of the process and the specific disclosure requirements. Probate sales can present unique challenges and legal obligations for both the estate executor and potential buyers. In this article, we will explore what a probate sale is and delve into the disclosure requirements in California. What is a Probate Sale? A probate sale refers to the sale of a property that is part of an estate in the probate process. Probate is the legal process that occurs after a person passes away, during which their assets, including real estate, are distributed to beneficiaries or sold to settle outstanding debts. In a probate sale, the court oversees the transaction to ensure it is conducted properly and fairly. Disclosure Requirements in California Probate Sales: In California, the disclos